Lindsey T. Randolph, CFP®
Welcome to Valley Financial Services, a company specializing in comprehensive retirement planning and estate conservation. Our mission is to help clients pursue lifelong financial security for themselves and those they love.
We are a full service company with skilled professionals assisting individuals and families for over 35 years. We develop and implement customized strategies to minimize taxes, help secure retirement income and maximize legacy to families and communities.
Our website has articles on a wide range of financial topics and includes financial calculators and other tools designed to answer your questions. If you want more information, click on Contact Us or call (209) 474-3465. Let us make investment planning easier for you. We are ready to help!
Newsletters
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Mid-Year Is a Great Time to Fine-Tune Your Finances
The middle of the year is an ideal time to revisit financial resolutions and consider steps that may help develop a stronger financial position.
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Retirement Savings: Traditional, Roth, or Both?
How does a traditional or Roth structure affect your IRA or employer-sponsored retirement plan? And what do their differences mean for older workers?
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What Is Cyber Insurance, and Do You Need It?
Cyber attacks and loss of data can be devastating, so businesses should be proactive about addressing this risk.
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Early Retirement and Your Tax-Deferred Savings
Find out how the rules for early-distribution penalty exceptions differ for withdrawals from traditional IRAs and employer-sponsored plans.
Calculators
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Life Insurance
How much life insurance would you need to produce a sufficient income stream for your family?
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Car Affordability
How much can you afford to pay for a car?
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Savings Goals
How much do you need to save each year to meet your long-term financial goals?
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Home Affordability
Estimate of the maximum amount of financing you can expect to get when you begin house hunting.